Financial Literacy
SACD’s financial education program consists of the following topics:
Introduction to Banks
Keeping Your Money in the Bank
Types of Financial Institutions
Basic Banking Terms
Deposits Versus Nondeposit Products
Additional Bank Services
Overview of Credit
Types of Loans
Cost of Credit
When You Apply for Credit
Bank On It
Borrowing Basics
Check It Out
Introduction to Check It Out
Benefits of Checking Accounts
Finding the Right Checking Account for You
Comparing Checking Accounts
Opening a Checking Account
Using Money From Your Checking Account
Adding Money to Your Checking Account
Keeping Record of Your Checking Account
Money Matters
Why Budget?
Income and Expenses
Budgeting Tools
Budgeting Considerations
Pay Yourself First
Overview of Savings
Saving Tips
How Your Money Can Grow
Savings Options
Special Accounts
Investment Options
How Do I Decide What is Best For Me?
Keep It Safe
Federal Consumer Protection Laws
Deposit Regulations / Nondeposit Investment Products
Lending / Additional Loan Information / Loan Scams